When you sign up and verify your profile in Astra, you automatically get an “Access API” account provided by Dwolla, Inc. Your Astra wallet and any savings goals you create are a part of the FBO (For the benefit of) account in your name. You may move funds in and out of this account as you please through the Astra app.

Related Info:
Astra's Terms of Use
Is Astra a bank?

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